I am considering building an app similar to Accorns (https://www.acorns.com/) It retrieves information from user's bank account, and applies difference between rounded up number and your final bill toward investment portfolio. It sound like a super cool idea, right? The only part I don't understand it is how they are getting information about user's bank account. They asked me to log in using my username and password to account but I don't believe they log in and access each account manually. I didn't even realize that my bank has an API that let's them connect to it and withdraw money.
How do they do it programmatically?
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