E-shop; Debit/credit card payment method

I want to make an E-shop with Debit/Credit card payment method included, but I dont know how to do that / what do I need.

Is there any program by bank itself to setup the payment to account i want (do I need special account in my bank?)

I'm not very experienced in these things and this is like an experiment, but I would rly like to know, even I will propably not use it now, but I might use it later, thanks for answers!