Golang, goroutines : panic: runtime error: invalid memory address

I'm rather new in golang, and trying to understand main principles and write gouroutines based code, using chanels.

In others langs that i was using there were no such instruments, and i wonder getting such an errors like panic...

my code:

package main

import "fmt"
import (
    "time"
)
type Work struct {
    x,y,z int
}

func worker(in <-chan *Work, out chan<- *Work){
    for w := range in {
        w.z = w.x + w.y
        time.Sleep(time.Duration(w.z))
        out <-w
    }
}

func sendWork(in chan <- *Work){
    var wo *Work
    wo.x, wo.y, wo.z = 1,2,3
    in <- wo
    in <- wo
    in <- wo
    in <- wo
    in <- wo
}

func receiveWork(out <-chan *Work ) []*Work{
    var  slice []*Work
    for el := range out {
        slice = append(slice, el)
    }
    return slice
}

func main() {
    in, out := make(chan *Work), make(chan *Work)
    for i := 0; i<3; i++{
        go worker(in, out)
    }

    go sendWork(in)

    data := receiveWork(out)

    fmt.Printf("%v", data)
}

But at the terminal i got this :

panic: runtime error: invalid memory address or nil pointer dereference
[signal 0xc0000005 code=0x1 addr=0x0 pc=0x401130]

goroutine 8 [running]:
main.sendWork(0xc0820101e0)
        C:/temp/gocode/src/helloA/helloA.go:21 +0x20
created by main.main
        C:/temp/gocode/src/helloA/helloA.go:43 +0xe4

goroutine 1 [chan receive]:
main.receiveWork(0xc082010240, 0x0, 0x0, 0x0)
        C:/temp/gocode/src/helloA/helloA.go:31 +0x80
main.main()
        C:/temp/gocode/src/helloA/helloA.go:45 +0xf2

goroutine 5 [chan receive]:
main.worker(0xc0820101e0, 0xc082010240)
        C:/temp/gocode/src/helloA/helloA.go:12 +0x55
created by main.main
        C:/temp/gocode/src/helloA/helloA.go:40 +0xaf

goroutine 6 [runnable]:
main.worker(0xc0820101e0, 0xc082010240)
        C:/temp/gocode/src/helloA/helloA.go:11
created by main.main
        C:/temp/gocode/src/helloA/helloA.go:40 +0xaf

goroutine 7 [runnable]:
main.worker(0xc0820101e0, 0xc082010240)
        C:/temp/gocode/src/helloA/helloA.go:11
created by main.main
        C:/temp/gocode/src/helloA/helloA.go:40 +0xaf

How can i determine where is the problem, and how can i close the gouroutines nicely, not to left them as processes...

p.s. Forgive me my noob questions. please